Amazingly, today, CMS announced that enrollment is not over, after all.  You can still enroll from March 15 through April 30.  BUT you have to attest to the fact that:

–  You are not currently enrolled through the exchange for 2015

–  Attest that you paid the fee (fine) for not having coverage in 2014 when you filed your tax return

–  Attest that you had no idea that you would be fined, or were required to have health insurance, until after 2/15/15.

Look, you can’t make this stuff up.  Those are the rules.  Call me with questions.