How Will You Spend Your Retirement Savings?

Keep an eye on where it goes, as some destinations may be better than others. Provided by Reeve Conover – Conover Consulting You can probably envision how most of your retirement money will be spent. Much of it will be used on living expenses, health care expenses, and, perhaps, debt reduction. Beyond the basics, you will unquestionably reserve some of …

Combining Your Finances When You Marry

How separate (or intertwined) should your financial lives be? Provided by Reeve Conover – Conover Consulting Some spouses share everything with each other – including the smallest details of their personal finances. Other spouses decide to keep some individual financial decisions and details to themselves, and their relationship is just fine.

Key Estate Planning Mistakes to Avoid

Too many people make these common errors. Provided by Reeve Conover – Conover Consulting Many affluent professionals and business owners put estate planning on hold. Only the courts and lawyers stand to benefit from their procrastination. While inaction is the biggest estate planning error, several other major mistakes can occur. The following blunders can lead to major problems.

Using an IRA Trust

What is it? What kind of benefit could it provide? Provided by Reeve Conover, Conover Consulting Seemingly everyone has heard of an IRA, but few people know about IRA trusts. Perhaps more people should, for an IRA trust may provide a way to “stretch” IRA assets for decades to benefit multiple generations.

Robo-Advisor vs Human Advisor

If an investor chooses a non-human financial advisor, what price could they end up paying? Provided by Reeve Conover, Conover Consulting Investors have a choice today that they did not have a decade ago. They can seek investing and retirement planning guidance from a human financial advisor or put their invested assets in the hands of a robo-advisor – a …

Building an Emergency Fund

Everyone should aim to have a cash reserve. Provided by Reeve Conover, Conover Consulting  We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge – but with a little effort, that challenge can be met.