Tag Archives: high deductible health plan

Lower Drug Costs on High Deductible Health Plans

Today, the U.S. Department of the Treasury gave health insurers more flexibility to cover the cost of certain medications and tests for people with common chronic conditions who are enrolled in many high-deductible health plans.

The rule will allow those with HSAs attached to a High Deductible Health Plan (HDHP) to get some drugs covering chronic conditions such as asthma, diabetes, depression and high cholesterol before meeting their deductible.

For the full article click here.

Moving Into a Nursing Home Facility

moving into an nursing home 

What you and your loved ones need to know.

At some point, someone you love may make the transition from living at home to residing at an assisted-living facility or nursing home. When should that transition occur, and what factors must be considered along the way? And what don’t these facilities tell you?

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The effect of high deductible health plans on your finances

The high deductible plans so prevalent since the advent of ObamaCare are having a dramatic impact on Americans.  The concept that you have to have health insurance, that has a deductible so high you cannot really use it, has been written about alot.

Less than half of all households above the poverty level have enough assets to cover an out-of-pocket maximum of $3,000 to $6,000, considered a moderate level, according to a March analysis by the Kaiser Family Foundation.

Does a high deductible health plan cause people to bypass medically needed care?  Read this article from the Charlotte Observer and learn more.

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Reeve Conover is a Registered Representative. Securities offered through Cambridge Investment Research, Inc., a Broker/dealer member FINRA/SPIC. Cambridge and Conover Consulting are not affiliated. Licensed in SC, NC, NY, CT, NJ, and CA.
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