Florida-based Simple Health Plans shut down for selling “sham insurance”
- Thursday, 15 November 2018 17:51
According to the FTC, Simple Health Plans and its subsidiaries collected more than $100 million through deceptive marketing and sales practices that left many people stuck with thousands in unpaid medical costs.
By KEVIN TRUONG / MedCity News
Hollywood, Florida-based Simple Health Plans has been shut down by a federal judge due to allegations from the Federal Trade Commission that the company was selling junk insurance under the guise of providing comprehensive coverage to patients.
According to an announcement from the FTC, Simple Health Plans and its subsidiaries collected more than $100 million through deceptive marketing and sales practices that left many people stuck with thousands in unpaid medical costs.
While the company portrayed its coverage as comprehensive, customers reported paying as much as $500 a month for extremely limited benefit programs that “effectively left consumers uninsured,” according to the FTC.
The federal court order is only temporary, but the FTC is seeking to permanently shut down the company’s operations and return money to customers.
Medi-Share expansion in Florida?
- Friday, 09 March 2018 07:49
According to an article in the Orlando Sentinel, legislation is in moving forward in Florida allow this:
“TALLAHASSEE — A bill that could increase enrollment in health-care sharing ministries is headed to Gov. Rick Scott.
The House passed the measure (SB 660) by an 89-27 vote late Wednesday, with opposition coming from Democrats who expressed concerns that the Florida Office of Insurance Regulation doesn’t regulate such sharing arrangements. The Senate voted unanimously to pass the bill earlier in the session.
Health-care sharing ministries have been exempt from Florida’s insurance code since 2008 and limit participation to people who share the same religious beliefs. The bill would broaden current law to include people with the same set of ethical beliefs.
The bill, if signed by Scott, would benefit some large health-care ministries, including Melbourne-based Christian Care Ministries and its cost-sharing program known as Medi-Share.
Last year, Medi-Share, which promotes itself as “God-honoring health care” served 300,000 members nationwide who agreed to attest to a “statement of faith” that, among other things, said the Bible is “God’s written revelation to man and is verbally inspired.”
People who obtain coverage agree to not use illegal drugs, alcohol or tobacco and refrain from having sex outside of marriage or abusing legal drugs.
Members of ministries such as Medi-Share pay monthly membership fees or contributions. According to Med-Share’s website, the share is matched monthly with other people’s medical bills. Members know each month whose “eligible” bills they are helping to pay.
Enrollment in the ministries has grown since passage of Obamacare. That’s because it contains a provision exempting ministries that meet certain requirements from having to comply with the law, which required insurance companies to provide access to birth control.”