Under Health Care Reform, Insurance Carriers are required to return any excess premiums they received to policyholders.  These checks come out in July and are required to be delivered by August 1, and most of the major carriers have announced they will be in compliance. HEalth and Human Services reports about 500 million will be returned throughout the US, although there are some other estimates as high as 3.9 billion.   United Healthcare will be returning more than $148 million.  Aetna is returning $27.8 million


THis averages about $100 a family.  Remember that, if you charge your employees for coverage, their share is supposed to be returned to them.