Disability Insurance

Disability can devastate your income. Many bankruptcies and foreclosures are the result of being disabled without adequate protection. A good disability insurance plan provides emergency funds, and both short and long term benefits. The amount of coverage and the cost is based on your current income and type of job. 

Generally broken down into “short term disability” and “long term disability” policies, but a number of other products are also available. Clicking on the link below will give us the information to begin helping you.

Life Insurance

Sadly the majority of American’s do not have life insurance, and is amazingly affordable. With life insurance there are really three questions:

–     Do I need life insurance?

–     How much life insurance do I need?

–     Should I buy term or cash value insurance?

We will help you answer these questions and more, provide clear education about the differences between policies, and fit the right policy to your specific need.