Alot of people had thought that they way around all of this mess was to fund a Health Reimbursement Arrangement for your employees, giving them money to purchase from the Federal Exchanges.

However, the administration says that will not be allowed.  Dept of Treasury notice 2013-54, HRA’s must be integrated with your group coverage, and will not meet the requirements if they are not.

The went further to state that any Section 125 (pre-tax) funding of any employer-sponsored plan (FSA, POP, HRA, or HSA) are eligible employer-sponsored plans, and as such much meet the requirements of Heath Care Reform.