Its rebate time in New York. Under the MLR Rules of the Affordable Care act,  Carriers have to return “excess” premiums received.

Oxford- Large Group Rebate only

United Healthcare- Large Group Rebate only

Horizon- no rebate for large groups

Aetna-right now the word is no rebate in NY and NJ large, although they said most likely there will be rebates in small group NY and NJ

Cigna- no rebates

Emblem- no rebates

Empire- no rebates