NEW JERSEY ENFORCES THE INDIVIDUAL MANDATE STARTING JANUARY 1, 2019

ƒƒ New Jersey is the second state after Vermont to enact an individual mandate, which becomes effective January 1, 2019.  The purpose of P.L. 2018, Chapter 31 is to stabilize the market and help keep health insurance premiums as low as possible.  The tax applies to all New Jersey residential taxpayers. Hardship exemptions shall be determined by the State Treasurer.  …

How does the ACA apply to LTD and STD recipients?

From Employee Benefits Advisor Magazine: In order to avoid potential pay or play penalties, do employers need to make an offer of health plan coverage to individuals receiving payments from a short-term disability or long-term disability arrangement? All large employers must offer health plan coverage to their full-time employees or potentially be subject to pay or play penalties. Under the …

Dave and Busters class action Health Care Reform Suit

From business Insurance:   A U.S. District Court judge has refused to dismiss a putative class action lawsuit filed by a former restaurant worker who claims her employer cut her hours to part time from full time in order to avoid Affordable Care Act costs, in violation of the Employee Retirement Income Security Act. Maria De Lourdes Parra Marin said …

Why your broker won’t help you get coverage…

From insurance Business America, 2/11/16:   The bad news for health insurance agents continues. Earlier this week, three of the largest insurance companies in the country announced they would not be paying broker commissions for consumers that sign up for plans after the open enrollment season deadline. Anthem, Aetna and Cigna announced the ban on broker commissions independently, hoping the …