Buying Life Insurance Online? Think again…

It seems so simple. Type “cheap life insurance” in google and you get 24,300,000 hits.   “No Exam Life Insurance!”  “Rates from $4.80 per month.”  Marketing can be so misleading.  Lets look at the facts…   How your health affects rates-   Insurance companies rate you based on a number of factors. Generally, if you are of “normal” height and weight, take …

Why Life Insurance Will Always Matter in Estate Planning

With or without the estate tax, it addresses several key priorities.  Provided by Reeve Conover  Every few years, predictions emerge that the estate tax will sunset. Even if it does, that will not remove the need for life insurance in estate planning. Why? The reasons are numerous. You can use life insurance proceeds to equalize inheritances. If sizable, illiquid assets …

Life Insurance Products with Long-Term Care Riders

Are they worthwhile alternatives to traditional LTC policies? Provided by Reeve Conover – Conover Consulting The price of long-term care insurance has really gone up. If you are a baby boomer and you have kept your eye on it for a few years, chances are you have noticed this. Last year, the American Association for Long-Term Care Insurance (AALTCI) noted …