Why am I getting a “1411 Certification?”

From Labor Attorney Jason Cogdill: I have received many reports about employers receiving notices from the Marketplace since the middle of last week.  These are “1411 Certifications” from HHS identifying individuals currently receiving an advanced premium credit (or cost-sharing reduction) and whose application referenced a specific employer.  It is likely that the majority of employers will receive at least one …

Will Health Insurance Premiums jump next year?

Thats the argument made by Fortune Magazine in a recent article.  Several of the initial cost-control measures expire shortly. The law included 3 mechanisms to keep premiums down – risk adjustment, reinsurance, and risk corridors.  These were designed to give some stability as carriers were setting premiums in a new environment for which there was only limited rate experience.  The …