DENTAL INSURANCE

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Dental Insurance plans are available both for individuals and corporations.

 

GROUP DENTAL PLANS – Most plans cover 100% of routine events (such as cleanings and xrays), 80% of basic services (such as fillings and simple extractions), and 50% of Major services (crowns and root canals). Orthodontia is usually not available with less than 5 covered employees.
An annual deductible is usually required (that may be waived for Routine items) and there is usually an annual maximum coverage of between $1000 and $1500. Pre-existing conditions are usually waived for a period of time (unless you currently have coverage in your business).

 

INDIVIDUAL DENTAL PLANS – Most plans cover 100% of routine events (such as cleanings and xrays), 80% of basic services (such as fillings and simple extractions), and 50% of Major services (crowns and root canals). Orthodontia is usually available for an extra premium.

 

An annual deductible is usually required (that may be waived for Routine items) and annual maximum coverages range from $1000-$3000 per 

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