The Real Cost of College

It may not be what you think. Provided by Reeve Conover – Conover Consulting How much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may be cheaper than you assume.

One Couple, Two Different Retirements?

After many years together, some retired spouses may find their daily routines far apart. Provided by Reeve Conover – Conover Consulting When you see online ads or TV commercials about retirement planning, do they ever show baby boomer couples arguing? No. After all, retirement planning is about the pursuit of a happy outcome – a fun and emotionally rewarding “second …

Why Retirees Need Good Credit Scores

Careers & businesses end, but the need to borrow remains. Provided by Reeve Conover – Conover Consulting We spend much of our adult lives working, borrowing, and buying. A good credit score is our ally along the way. It retains its importance when we retire.

Keep Calm, Stay Invested

Expect more volatility, but avoid letting the headlines alter your plans. Provided by Reeve Conover – Conover Consulting Recent headlines have disturbed what was an unusually calm stock market. The political uproar in Washington may continue for weeks or months, and it could mean significant, ongoing turbulence for Wall Street.

What Are Your Odds of Being Audited?

They are low unless you show the I.R.S. some conspicuous “red flags” on your return. Provided by Reeve Conover – Conover Consulting Fewer than 1% of Americans have their federal taxes audited. The percentage has declined recently due to Internal Revenue Service budget cuts. In 2016, just 0.7% of individual returns were audited (1 of every 143). That compares to …

The Importance of Financial Literacy

Too few Americans understand personal finance fundamentals. Provided by Reeve Conover – Conover Consulting If only money came with instructions. If it did, the route toward wealth would be clear and direct. Unfortunately, many people have inadequate financial knowledge, and for them, the path is more obscure.

Insurance and Investments

A good financial strategy is not just about “making money;” it is also about protection. Provided by Reeve Conover – Conover Consulting Some people mistake investing for financial planning. Their “financial strategy” is an investing strategy, in which they chase the return and focus on the yield of their portfolio. As they do so, they miss the big picture.