Category Archives: Individual and Medicare

Social Security: Myths vs. Facts

image of social security

Dispelling some misperceptions about the program.

Some myths & misperceptions keep circulating about Social Security. These are worth dispelling, as more and more baby boomers are becoming eligible for their retirement benefits.

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Medicare- United American Rx plans now part of Silverscript


Members who receive Medicare Part D benefits through United American (PDP) will see no benefit changes in 2016. All benefits, formulary and the pharmacy network will remain consistent in 2016, yet will be administered and sponsored by SilverScript© Insurance Company.

As a proud member of the CVS Health family of companies, SilverScript (PDP) shares that commitment by offering affordable, high quality coverage to people with Medicare. Unlike other Medicare insurers, Part D prescription drug coverage is our only business and has been since the Part D program began. We have the experience, expertise and focus to deliver high quality, affordable coverage that millions1 of Americans from all walks of life count on everyday for peace of mind.

CMS: Average Medicare Advantage Premiums to Fall in 2017

medicare image

MARY ELLEN MCINTIRE   |  

 Monthly premiums for seniors enrolled in the Medicare Advantage program are expected to be about 4 percent less expensive in 2017, the Centers for Medicare and Medicaid Services said Thursday.

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Updating Your Estate Plan

image of last will and testament

When should you review it? What should you review?    

An estate plan has three objectives. The first goal is to preserve your accumulated wealth. The second goal is to express who will receive your assets after your death. The third goal is to state who will make medical and financial decisions on your behalf if you cannot.

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When Is Social Security Income Taxable?

Social Security checks

The answer depends on your income.

Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility.

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Reeve Conover is a Registered Representative. Securities offered through Cambridge Investment Research, Inc., a Broker/dealer member FINRA/SPIC. Cambridge and Conover Consulting are not affiliated. Licensed in SC, NC, NY, CT, NJ, and CA.
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