Category Archives: Health Care Reform

Oxford Network Updates

oxford health plan with logo

Oxford, a subsidiary of United healthcare, continues to experience network growth in NY and NJ.  Here are the growth rates and raw numbers by network:

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This week in the “American Health Care Act”

obamacare with cancel cirle over it

The administration has laid out a three pronged approach.  The first step is “Repeal and Replace ObamaCare” (which looks a lot more like “repairing” – which is probably good).  This would involve eliminating individual and employer mandates, unburdening the tax load placed by the ACA, revitalizing Medicaid, and expanding Health Savings Accounts.

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HSA Update -why you should be using them!

Health savings account with conover consulting logo and start saving explanation

Great article byLoretta Metzger, Employee Benefit Advisor, 3/13/17

As the cost of healthcare zooms upward, many employers are shifting to high-deductible health plans, which include a lower monthly premium and, as the name implies, a higher deductible. In 2016, 29% of all insured employees were enrolled in HDHPs — an increase of 9% since 2014, according to Kaiser Family Foundation. Often, employers offer health savings accounts along with HDHPs to enable employees to save money tax-free for medical expenses.

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Aetna negotiations with Barnabas Health in NJ

aetna over barnabas health

Aetna continues negotiations with Robert Wood Johnson (RWJ) Barnabas Health in New Jersey.  However, to meet regulatory requirements and customer commitments, letters will be sent to Providers and Members notifying them of the termination date as follows:

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So what is the “American Health Plan” from the house?

paul ryan american health care plan

Thanks to Keith Zuckerman from PGP for this:

Below are comments from our government affairs people at NAHU plus a very good summary of the new bill House GOP’ers put forth yesterday.  Keep in mind that this has a long way to go to become law and we will keep you apprised of future developments.  Some of the highlights are:

  • Employer Mandate.  The employer mandate would be eliminated as of January 1, 2016.  As a result, employers could still be liable for ACA penalties for 2015.
  • Employer Reporting.

o   Beginning for the year 2020, the Form W-2 would be required to indicate whether an employee was eligible for employer-provided coverage that disqualified the employee from the new individual tax credit (discussed below).

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Reeve Conover is a Registered Representative. Securities offered through Cambridge Investment Research, Inc., a Broker/dealer member FINRA/SPIC. Cambridge and Conover Consulting are not affiliated. Licensed in SC, NC, NY, CT, NJ, and CA.
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