Author Archives: Reeve Conover

Employer Mandate Penalties are coming!

1095-C Form

Many employers have wondered, since they haven’t heard anything about those 1094/5 forms, if the IRS had decided not to follow up on the mandate.

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Index Funds – should that be the only choice in your 401k plan?


401k with pen on top

Fees matter.  Expenses matter.  And as your plans’ Trustee, you have a fiduciary responsibility to determine that all fees are “reasonable and necessary” for the proper operation of your plan.  Index funds are generally lower-priced, so shouldn’t that be the only thing you offer?

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2018 ObamaCare Open Enrollment Rules

obamacare and logo

2018 ObamaCare Open Enrollment Rules

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South Carolina Sues over Consumers Choice Failure


obamacare with cancel cirle over it

From the Post and Courier on 4/15/17:

“South Carolina’s chief insurance regulator filed a lawsuit in federal court Wednesday alleging the U.S. government’s decision to withhold millions of dollars from a health insurance co-op precipitated the group’s collapse in 2015 and that South Carolina taxpayers are now stuck with a multi-million-dollar bill.”

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NY Paid Family Leave for all employers


family with girl holding piggy bank looking at laptop

Paid Family Leave is a reality for ALL New York employers beginning January 1, 2018.

Passed on April 1, 2017, this will be he richest Family Paid Leave coverage in the country.  Employees will be eligible for paid time off to care for a new child or sick family member.  All Employers with at least one employee (other than the owner) must comply.

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Reeve Conover is a Registered Representative. Securities offered through Cambridge Investment Research, Inc., a Broker/dealer member FINRA/SPIC. Cambriudge and Conover Consulting are not affiliated. Licensed in SC, NC, NY, CT, NJ, and CA. - SIPC - Brokercheck