Nebraska Farm Bureau offers First “Association” Health Plan

Nebraska Farm Bureau is trying to ease the financial stress on producer families already facing low commodity prices, an expiring farm bill, and a trade war that is especially affecting the state’s corn and soybean growers. The group recently announced they will offer the opportunity to join NEFB’s new large group Association Health Plan to members, many of whom are self-employed farmers and ranchers, and are faced with crippling insurance premiums.

Tim Hruby of Hemingford, Neb., serves on the Nebraska Farm Bureau Employee Insurance Consortium for the Northwest District, the group that was created to sponsor and manage the Nebraska Farm Bureau Member Health Plan and to help comply with state and federal laws for large group Association Health Plans. The consortium partnered with Medica to provide the new health insurance option, which is a way to lower health insurance premiums by grouping farmers, ranchers, and certain agribusinesses so they can be a larger, more risk-stabilizing pool.