Why did I just get a rate increase notice?

It is that time of the year when carriers have to file their 2016 rate increase requests.  Not that in some cases the State will modify these requests, so they are not guaranteed!   Also they will; not take effect until next year.  The Carriers are required by law to send these to you.

Here is what we know so far:


North Shore/LIJ Care Connect:  Group plans averaging 4% increase for New York City, 2% for Long Island.  Individual plans range from a low of 2.33 to a high of 9.5%.

HealthRepublic- Individual rate increases range from 11-15% on Long Island, and Group increases from 15-19%

EmblemHealth- They have filed for a whopping 25-39% increase…