Can insurers survive long term care policies?

There has been a lot of quiet talk in the insurance world about how Long Term Care policies are priced, and their effect on the bottom line of insurance companies.  I have 2 clients on claim currently, and have seen first hand the workings, and expense, these policies have to cover.

Here is a good article I read in the Post and Courier about this.  Consider that these policies were priced 30 years ago, and had to accurately account for inflation, new technology, increasing longevity and the shifting of trends to home care – and you understand the difficulty in identifying an accurate pricing point.