There is alot of movement and change, this second enrollment season. MANY new plans, network changes and some rule updates.
That makes taking the path of least resistance a little more dangerous. You had the best option for you last year (even if you weren’t happy), but what is the best option this year? With significant network changes, you need to review and make sure your important providers and hospitals are in the plan you choose. Some plans have significant price increases and other slight reductions.
Subsidies are tied to the second lowest silver plan, and since those prices are changing, your subsidy will change as well. This means you may have to change plans just to keep the same out of pocket costs and premiums.
We strongly recommend you take the time to review your plans.