California Exchange To Offer Lower Rates, Less Choice Among Providers

With last week’s big reveal of plans and rates to be offered on
California’s insurance exchange, coverage of that state was heaviest.
First, the Los Angeles Times (5/25, Terhune) reported that though health insurance rates for the
Covered California exchange “came in lower than expected” this week,
“one downside for many consumers will be far fewer doctors and hospitals
to choose from.” Those who “want UCLA Medical Center and its doctors in
their health plan network next year, for
instance,” may have to choose Anthem Blue Cross, while Cedars-Sinai
Medical Center, “one of Southern California’s most prestigious and
expensive hospitals, said it’s not included in any exchange plans at the
moment.” The Times said “exclusive arrangements, increasingly tight
networks and outright exclusions are becoming more common.”