Employee 401(k) Behaviour

According to a recent study by the Investment Company Institute, in the first half of 2011:

Only 1.6% stopped contributing

A little more than 2% took withdrawals, and 1.1% of that was hardship withdrawals.

Loan activity increased over 2010 (not a surprise) with 18.3% of participants having a loan outstanding

Only 6.4% changed their asset allocation